Individual Details

Thomas H. Carbaugh

(8 Mar 1891 - 20 Oct 1987)

Man outlives insurance policy 02/07/87
Posted 17 jul 2008 by TimeLineTraveler

by Arron Singleton
Public Opinion staff writter
 
MERCERSBURG-Thomas H. Carbaugh faithfully paid $136.30 a year for life insurance to provide for his family when he died.
his insurance agency is instead going to pay the 95-year-old for outliving the term of the 52 year policy he started paying on when he was 44.
Clifford Meyers Jr., Carbaugh's insurance agent and part owner of Meyers Insurance Agency, said Carbaugh is one of only a few Franklin Countians to outlive a life insurance policy.
Carbaugh, who will be 96 next month, will get $5000. He said he will save the money. He bought the life insurance policy Ja. 28,1935, from Emory Meyers, Clifford's grandfather.
"I wanted to protect mt family because I thought I'd never live long enough to pay for this farm," said Carbaugh, father of four children. his wife and daughter have died and his sons still live in the Mercersburg area.
Hard work and honest living are the secrets of a long life, according to Carbaugh. He said he never smoked, drank acohol or partied as a young man. He always treated people fairly and he worked almost everyday since childhood.
"There wasn't nobody in the world that worked harder than I did," he said.
He likes to sit in his favorite chair near the front window of his 7366 Charlestown Rd. farm house and watch the neighbors to farm work. He recently sold some of the 194 acres of his farm and 50 acres of timberland he bought for $8000 in the 1930's.
He stoped driving and became semi-retired from farming at age 80.
Life has been simple for Carbaugh. He said he has never traveled farther than Hagerstown, MD., only listens to the radio for entertainment, cannot read or write, and has no telephone or television.
"Except for this leg, I have no pains," said Carbaugh, referring to two toes he lost because of an injury when he was 82. "They wanted to remove it from the knee, but  I told them I'd lug it around. A friends wife first had her toe removed, then her foot, then leg, then she died. I'm still around and they aren't getting it.

Events

Birth8 Mar 1891Fulton, Pennsylvania, United States
Residence1900Ed 74 Thompson Township, Fulton, Pennsylvania, United States
Death20 Oct 1987at his home 7366 Charlestown Road,, Mercersburg, Franklin, Pennsylvania, United States
Burial23 Oct 1987Pine Grove Cemetery, Mercersburg, Franklin, Pennsylvania, United States

Families

SpouseNellie M. Crider (1898 - 1982)
ChildJ. Merle Carbaugh (1916 - 1997)
ChildThomas Reid Carbaugh (1919 - 2002)
ChildPauline Carbaugh (1922 - 1965)
ChildAlvin Linn Carbaugh (1927 - 2005)
ChildRoy E. Carbaugh (1935 - )
FatherJohn Michael Carbaugh (1862 - 1928)
MotherMary M. Truax (1870 - 1951)
SiblingJohn Elwood Stigers Carbaugh (1889 - 1926)
SiblingWilliam W. Carbaugh (1893 - 1952)
SiblingMary Rosetta Carbaugh (1897 - 1922)
SiblingNancy Lucy Gertrude Carbaugh (1899 - 1978)

Notes

Endnotes